澶囧彈鏈熷緟鐨勪紛鎴樺奖鐗囥婃鎹熴嬬敱涓変綅浜烘皵鐢锋槦鑾辨仼路鑿插埄鏅佹煡瀹伮峰鍥惧銆佺害鐟熷か路楂樼櫥路鑾辩淮鐗逛富婕斻傜墖鍚嶁渟top-loss鈥濓紙姝㈡崯锛夊師鏈槸閲戣瀺澶栨眹棰嗗煙甯歌鐨勮瘝璇紝澶ц嚧鎸囨姇璧勫け璇椂璁炬硶鎶婃崯澶遍檺瀹氬湪杈冨皬鑼冨洿鍐呯殑涓绉嶈涓恒傝秺鎴樹箣鍚庤繖涓瘝琚編鍥芥斂搴滃姞浠ュ埄鐢紝鈥渟top-loss procedure鈥濓紙姝㈡崯绋嬪簭锛夋槸鎸囧啗鏂瑰湪鍏惰瀹氱殑绱фユ儏鍐典笅锛屽己杩凡缁忓饱琛屽畬姣曟湇褰规湡闂寸殑浠诲姟鎴栬呮湁鏉′欢閫浼戠殑澹叺寤堕暱鏈嶅焦鏃堕棿鐨勪竴绉嶈涓恒傛牴鎹竴椤逛及璁★紝杩欎竴澶囧彈浜夎鐨勬斂绛栦娇寰楀ぇ姒傛湁7000鍚嶅師瀹氬彲浠ュ洖鍥界殑缇庡啗澹叺琚揩婊炵暀鍦ㄤ紛鎷夊厠銆傜墖涓敱鑾辨仼路鑿插埄鏅グ婕旂殑甯冨叞鐧宦烽噾涓＋甯︾潃鑽ｈ獕鍥炲埌浜嗗涔″皬鍩庡苟鎵撶畻閲嶅缓鑷繁鐨勭敓娲伙紝浣嗘槸鍐涙柟鍦ㄦ鎹熺▼搴忎笅寮鸿瑕佹眰浠栫珛鍗冲洖鍒颁紛鎷夊厠缁х画鏈嶅焦锛屼笉寰楀凡涔嬩笅甯冨叞鐧诲紑濮嬩簡浜″懡澶╂动鐨勬梾绋嬶紝閫冮伩涓涓粬鍘熸湰涓嶆儨鐢熷懡鍘讳繚鎶ょ殑鍥藉鐨勬墍璋撯滄涔夆濄         澶囧彈鏈熷緟鐨勪紛鎴樺奖鐗囥婃鎹熴嬬敱涓変綅浜烘皵鐢锋槦鑾辨仼路鑿插埄鏅佹煡瀹伮峰鍥惧銆佺害鐟熷か路楂樼櫥路鑾辩淮鐗逛富婕斻傜墖鍚嶁渟top-loss鈥濓紙姝㈡崯锛夊師鏈槸閲戣瀺澶栨眹棰嗗煙甯歌鐨勮瘝璇紝澶ц嚧鎸囨姇璧勫け璇椂璁炬硶鎶婃崯澶遍檺瀹氬湪杈冨皬鑼冨洿鍐呯殑涓绉嶈涓恒傝秺鎴樹箣鍚庤繖涓瘝琚編鍥芥斂搴滃姞浠ュ埄鐢紝鈥渟top-loss procedure鈥濓紙姝㈡崯绋嬪簭锛夋槸鎸囧啗鏂瑰湪 灞曞紑鍏ㄩ儴